NomA Loan

Grow your harvest with NomA Loan

NomA is a tailored financial solution specifically designed to support farmers, agri-businesses, and rural entrepreneurs. Whether you're looking to enhance your farm's productivity, invest in modern equipment, or manage cash flow during critical seasons, NomA offers the flexibility and resources to help you grow your agricultural venture—year-round.

Why Choose NomA?

At Egwafin, we recognize agriculture’s vital role in the economy. Our financial ecosystem offers more than just loans — we provide NomA, a flexible loan solution designed for farmers, agri-businesses, and rural entrepreneurs. Along with NomA, we offer high-yield savings, secure deposits, and investment opportunities. Whether you're growing crops, expanding livestock, or processing products, we connect you with the financing, resources, and market access needed to succeed and grow your wealth.

Flexible repayment terms

Competitive intrest rates

Agricultural insurance option

Boost Your Production

Increased crop yields

Equipment financing

Eligibility Criteria for Agricultural Loan

Please review the following criteria to see if you qualify for our Agricultural loan:

  • ✔ Age: 18-65 years old
  • ✔ Agricultural Business Experience: Minimum 1 year (flexible based on loan type)
  • ✔ Proof of Farming or Agribusiness: Required documentation for proof of agricultural operations
  • ✔ Valid Government-issued ID: For all business owners or individuals
  • ✔ Nigerian Resident: Must reside and operate within Nigeria
  • ✔ Minimum Monthly Income of ₦400,000 (for individual applicants)

If you don’t meet all the eligibility criteria, contact us to discuss your options.

Pricing

Financial Details

  • - Interest Rate: 10-12% per annum
  • - Loan Tenure: 6-12 months
  • - Loan Amount: 100,000 - 1,000,000
  • - Repayment frequency: Weekly/monthly

Partnership

  • - Agricultural cooperatives(e.g Nigerian Farmers Association, AFAN,ADP,IITA,NAIC)
  • - Input suppliers(e.g fertilizer, seeds)
  • - Equipment manufacturers (e.g Tractors)
  • - Agricultural insurance providers
  • - Government agencies

How To Apply

Step 1

Apply Online

Fill out a quick online application form.

Step 2

Get Verified

Our team will review your application and documents.

Step 3

Approval & Disbursement

Receive approval and get funds directly to your account.

Step 4

Flexible Repayment

Pay back on terms that work for you.